Primary Care for Employees
We keep your employees healthy so you can stay
dedicated to business operations.
What is Group Health Insurance?
- Group health insurance is a type of health insurance scheme that covers a group of individuals working for the same organization.
- Employee health insurance comes at a significantly lower price than an individual health insurance plan.
- Employers also get the bonus of tax deductions, making it a win-win situation for both employees and employers.
- We partner with intermediaries, brokers, and insurers to offer customized insurance coverage plans for your team.
Key healthUp Benefits
No waiting period
Inclusion of pre-
existing diseases
Add on coverages
Competitive
premiums
Cashless claims
Claims concierge
No pre-medical
screening
Customized group health plans to suit your needs. Our intermediary & insurer partners offer competitive premiums.Managed Primary Care model controls out-of-pocket expenses, reduces unnecessary hospitalizations and stabilizes premiums.The healthUp Advantages
Customize Health Insurance plans through our partners. Care support through patient journey.Personalized holistic Primary Care solution with focus on prevention and disease reversal.Customized care programs for chronic conditions like Diabetes, Pre-Diabetes, Hypertension, Cardio-Vascular diseases and others. We are incentivized to keep your employees healthy and avoid costly hospitalizations. Reduce employee claims, stabilize and control insurance premiums. Reduce employee out-of-pocket expenses. Improve employee retention and productivity.
Employer Spotlight
We welcome IbaseIT to the healthUp family. Thank you for trusting us with your health.
We help employees and their family members better manage chronic conditions. Employers benefit from increased productivity and reduction in long term insurance premiums.
FAQ’s about our Managed Primary Care
Health insurance acts as an investment that safeguards your finances during medical emergencies. It offers financial stability, enhances focus and productivity, and allows employees to lead better lives. The added benefit of tax deductions and affordable prices also makes group health insurance an ideal investment.
Various factors such as the number of employees working in an organization, their age, location, the numbers of dependents the employees have, etc., determine the premium for group health insurance. Apart from this, coverage add-ons also affect the final policy premium.
During the claim process, employees must provide the following documents along with the pre-authorization form:
- An approved investigation report
- Cash memos and medical bills
- Doctor's report and prescription
- Discharge summary
- Final bill with a breakup
- Any other documents specified by the insurer
Some health insurance plans cover the entire expense for an employee's general health check-up every few years. Typically, insurance providers offer this facility once every four years as a value-added service to their corporate customers.
All employees who are above the age of 18 and below 70 years are eligible to be covered under an organization's group health insurance. Some plans can also cover the employee's spouse and up to three children (3 months to 25 years).
Capping is the maximum percentage of expenses an insurance company will cover in treatments and medication. Insurers usually put conditions on room eligibility (room rent capping) as hospital costs depend on the type of room the patient selects.
If a person suffers from any medical conditions, injuries, ailments, or symptoms before applying for a health insurance policy, it is considered a pre-existing condition. Fortunately, group health insurance plans cover these conditions, unlike individual insurance policies.
Maternity benefits cover all pregnancy and childbirth expenses. It covers c-section delivery expenses and treatment costs required in case of any complications in the delivery process. However, group health insurance does not cover any voluntary abortion or fertility treatments.
Although it is mandatory for companies to provide group health insurance for their employees, only a few corporate health insurance policies cover treatments related to covid-19. Employees must check with their employer or insurer for the same.
Yes, an employee can get group health insurance and individual health insurance at the same time. Employees may opt for this if they feel their group insurance plan does not satisfy all their healthcare needs. Doing this allows them to benefit from various coverage policies and avoid any unexpected future expenses.